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Building a new home is exciting, but the financing side can feel confusing — especially if you have only purchased an existing home before. One of the most common questions we hear from customers is: “What is a construction-to-permanent loan, and how does it actually work?” The short answer: a construction-to-permanent loan is a financing option that helps cover the cost of building your home and then converts into a traditional mortgage after construction is complete. For ma

As part of our ongoing commitment to keeping homeowners and communities informed, we’re sharing an update on Maine’s latest accessory dwelling unit (ADU) legislation, LD 2173. Building on the foundation established by LD 2003 and LD 1829, the new law continues Maine’s effort to create clearer, more practical pathways for expanding housing opportunities. For homeowners considering an ADU, the key takeaway is greater flexibility and more consistent guidance for navigating local

Accessory dwelling units, or ADUs, continue to be one of the most practical ways homeowners in Maine create more flexible living space. Whether the goal is housing for a parent, a place for adult children, rental income, or simply planning ahead for the future, more homeowners are starting to ask the same question: Example of an Accessory Dwelling Unit (ADU) Can my property actually support an ADU? It is a great question—and an important one. While Maine law has made ADUs mor

If you’re wondering about the cost to build a house in Maine in 2026, you’re not alone. We’re seeing more homeowners across Southern Maine and New Hampshire take a thoughtful approach—planning earlier, asking better questions, and building a budget that accounts for today’s realities. These include site conditions, labor availability, material costs, energy requirements, and permitting timelines, just to name a few. The good news? A well-built budget doesn’t just protect your